According to BDL statistics, the combined balance sheet of commercial banks operating in Lebanon narrowed by 2.25% (LBP 205.71 trillion) YTD September 2026 to LBP 8,950.40 trillion, down from LBP 9,156.11 trillion in December 2025. On an annual basis, the combined assets of the resident banking sector came in 2.62% lower than the LBP 9,191.23 trillion reading reported at end of September 2025.

On the funding side of the balance sheet, customer deposits dropped by 2.52% (LBP 198.03 trillion) YTD September 2026 to LBP 7,673.65 trillion with resident private sector deposits decreasing by 2.99% (LBP 176.14 trillion) to LBP 5,711.12 trillion, non-resident private sector deposits dropping by 0.81% (LBP 15.43 trillion) to LBP 1,900.80 trillion, and public sector deposits receding by 9.48% (LBP 6.46 trillion) to LBP 61.73 trillion. From a currency denomination standpoint, deposits in Lebanese Pounds dropped by 8.49% (LBP 9.46 trillion) YTD September to LBP 101.85 trillion and foreign currency deposits fell by 2.43% ($2.11 billion) to $84.60 billion. On a monthly basis, LBP deposits decreased by LBP 73.33 billion in September and FC deposits fell by $462.41 million. In this context, the deposit dollarization rate reached 98.67% at end of September 2026 in comparison with 98.59% at end of year 2025 and 98.62% at end of September 2025. On an annual basis, total customer deposits narrowed by 3.69% (LBP 294.15 trillion) from a reading of LBP 7,967.80 trillion at end of September 2025.

On the lending front, loans to the private sector (residents and non-residents) dropped by 2.97% (LBP 13.81 trillion) during the first nine months of 2026 to LBP 451.56 trillion, down from LBP 465.36 trillion at end of December 2025. More specifically, LBP denominated loans increased by 33.95% (LBP 3.54 trillion) to LBP 13.96 trillion mainly on the back of a LBP 2.65 trillion (994%) monthly increase in claims on the resident financial sector booked in July, while foreign currency loans dropped by 3.81% ($193.79 million) to $4.89 billion. On a monthly basis, LBP denominated loans rose by LBP 116.11 billion and FC denominated ones increased by $45.35 million. The ratio of loans to deposits attained 5.88% at end of September 2026 compared to 5.91% at end of year 2025 and 6.04% at end of September 2025. More specifically, the ratio of LBP-denominated private sector loans to total LBP deposits stood at 13.71% in September compared to 9.36% in December 2025 and 9.42% in September 2025 while the ratio of foreign currency-denominated private sector loans to total foreign currency deposits reached 5.78% at end of September 2026 in comparison with 5.86% at end of December 2025 and 6.00% in September 2025. On an annual basis, the loans portfolio sank by 6.22% (LBP 29.97 trillion) from a reading of LBP 481.53 trillion at end of September 2025.

On the equity front, the combined capital accounts of the resident banking sector rose by 12.12% (the equivalent of $596.65 million or the counter value of LBP 53.40 trillion) in the first nine months of 2026 to LBP 493.94 trillion ($5.52 billion) from LBP 440.54 trillion ($4.92 billion) at end of year 2025. On a monthly basis, the combined capital accounts increased for the sixth month in a row, rising by LBP 0.25 trillion ($2.84 million) in September after having added LBP 12.06 trillion ($134.72 million) in August and LBP 29.60 trillion ($330.72 million) in July. The monthly appreciation in the capital accounts of the resident banking sector in September 2026 can be attributed to some LBP 0.19 trillion rise in core capital  coupled with a LBP 0.07 trillion increase in supplementary capital. On an annual basis moreover, the combined equity of the resident banking sector increased by 12.36% (LBP 54.32 trillion, around $606.92 million) when benchmarked to the LBP 439.62 trillion ($4.91 billion) reading reported at end of September 2025.